WHITEPAPER
Comprehensive technical specifications and architectural documents for the Probe Banks ecosystem. Peer-reviewed, open for scrutiny.
AVAILABLE PAPERS
The foundational document describing the Probe Banks architecture -- the Franco-Nevada model applied to banking, the distributed license matrix, the three core business pillars (Investment, Custody, Account Opening), and the vision for becoming the digital central bank of the AI economy. Includes the complete business flywheel specification.
Download PDFTechnical specification of the OZ gold-backed stablecoin system. Covers 1:1 physical gold backing, on-chain transparency mechanisms, minting and redemption flows, derivative fiat stablecoins (sUSD, sCNH), and the Gold Second-Interest yield mechanism (0.66%-6.66% annualized, second-by-second compounding).
Download PDFDeep technical dive into ProbeChain's Proof-of-Behavior consensus mechanism. Covers StellarSpeed 400ms block production, behavioral staking, post-quantum cryptographic primitives, and the validator economics that secure the network. ChainID 1205.
Download PDFSpecification of the BUN network layer that enables 10M concurrent AI agent transactions. Covers the Behavioral Universe architecture, agent orchestration protocol, millisecond M2M clearing, and integration with ProbeChain settlement.
Download PDFMathematical framework for the Gold Second-Interest yield product. 0.66%-6.66% annualized returns with second-by-second compounding, backed by real mining DCF. Includes Islamic Finance compatibility analysis (Mudarabah model, no Riba).
Download PDFRESEARCH
Our research team is available for technical discussions, academic collaborations, and detailed architecture reviews.