Islamic Finance

Sharia-compliant banking
for the AI age

Ethical finance rooted in profit-sharing, asset-backed products, and gold-backed returns. No interest, no speculation — only real economic value.

Explore products Our principles
Foundation

Built on immutable principles

Every Probe Banks Islamic product is designed from first principles to comply with Sharia law. Gold-backed instead of fiat-backed. Profit-sharing instead of interest. Real assets instead of speculation.

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Mudarabah (Profit-Sharing) Returns are linked to real economic activity. The bank and depositor share profits from mining DCF, gold appreciation, and trade finance.
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No Riba (Interest) Zero fixed interest rates. All returns derive from real asset performance — never from lending money at interest.
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Asset-Backed Every product backed by tangible assets: physical gold from mining reserves, mineral rights, or verified on-chain collateral.
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Gold-Backed, Not Fiat-Backed Unlike conventional banking pegged to fiat currencies, our products are anchored to physical gold — the ultimate halal store of value.
Products

Sharia-compliant product suite

From gold profit-sharing savings to halal investment funds, every product is reviewed and certified by our independent Sharia advisory board.

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Gold Profit-Sharing Savings
Deposit in OZ gold stablecoin. Returns from real mining DCF, second-by-second compounding. No interest — pure profit-sharing.
0.66% — 6.66% APY
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Sharia Cards
Spend anywhere with cards linked to gold-backed accounts. No credit interest. Rewards in physical gold, redeemable anytime.
Gold-backed rewards
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Halal Investment Fund
Curated portfolio of Sharia-screened equities, gold mining shares, and real asset-backed tokens. No haram industries.
Sharia-screened
Certification

Compliance and oversight

Independent Sharia advisory board reviews every product. Full compliance audit results are published on-chain via ProScan for complete transparency.

🕌 Independent Sharia Board
🔍 On-chain Audit Trail
📜 AAOIFI Standards
✅ Annual Fatwa Renewal
Get Started

Banking that respects your values

Open a Sharia-compliant account and access gold-backed savings, halal investments, and ethical banking — all powered by AI and ProbeChain.

Open Islamic account Back to Business