How it works
Probe Computer ingests thousands of on-chain signals and transforms them into a comprehensive, real-time credit profile. No bank visits. No paperwork. Just data.
Probe Computer scans your wallet history, transaction patterns, smart contract interactions, and DeFi positions across ProbeChain and connected networks.
AI models analyze income streams, cash flow regularity, business revenue cycles, and growth trajectories to assess repayment capacity.
10M+ data points are processed through Probe Computer's neural scoring engine to generate a real-time, continuously updating credit score.
Credit line approved in 30 seconds. No human review bottleneck. Your score adjusts in real-time as your on-chain behavior evolves.
Features
Traditional credit scoring excludes billions. AI credit scoring includes everyone with on-chain activity. Your behavior is your credit file.
No collateral required. Your AI-generated credit score determines your credit line. Borrow against your behavioral reputation, not your assets.
Forget FICO. Your credit score is computed from on-chain transaction history, smart contract interactions, revenue consistency, and network reputation.
Your credit score is not static. It updates continuously as new on-chain data flows in. Positive behavior instantly improves your borrowing capacity.
Proof-of-Behavior scores from ProbeChain's consensus layer feed directly into your credit profile, rewarding long-term network participation.
Use cases
AI Credit Accounts are designed for the new wave of companies and individuals that traditional banks cannot serve.
Pre-revenue AI companies can access credit based on their on-chain interactions, compute usage, and agent deployment history. No balance sheet required.
One-person companies and super-individuals get credit lines matching their actual output. Your freelance revenue, not your employer, defines your creditworthiness.
Enterprises running autonomous AI agents can leverage their agents' transaction volume and behavioral data as credit input. Address = Agent = Account.